BMI Calculator

BMI Calculator

How does your Body Mass Index impact your life insurance rate?

Life insurance premiums are very dependent on the policyholder’s life expectancy. One of the lifestyle factors affecting life expectancy the most is the height to weight ratio. If a person is overweight, he or she will tend to pay a higher life insurance premium.

BMI is a number based on your weight and height.

Our BMI calculator measures your weight in relation to your height in order to present you with a number that is closely associated with measures of body fat. In general, the higher the number, the more body fat a person has. BMI is used by healthcare professionals and life insurance companies to assess a patient’s health risk.

BMI classification
As per BMI’s classification, your weight can fall into one of the following categories:
Underweight: BMI is less than 18.5
Normal weight: BMI is 18.5 to 24.9
Overweight: BMI is 25 to 29.9
Obese: BMI is 30 or more

These readings are very important with respect to your overall health risk and body weight.
For example,
If your BMI is above 25:
If you are overweight (BMI over 25) and physically inactive, you may develop:
• Cardiovascular (heart and blood circulation) disease
• Gall bladder disease
• High blood pressure (hypertension)
• Diabetes
• Osteoarthritis
• Certain types of cancer, such as colon and breast cancer

If your BMI is below 20:
If you are underweight (BMI less than 20), you may be malnourished and develop:
• Compromised immune function
• Respiratory disease
• Digestive disease
• Cancer
• Osteoporosis
• Increased risk of falls and fractures.

When to lose weight on the basis of BMI?
You should talk to your health care provider about losing weight if:
Your BMI is 30 or above
Your BMI is between 25 and 30 and you have two or more of the health problems listed above or / and a family history of heart disease or diabetes,

Use our BMI calculator now for a quick evaluation.

Remember to talk to your doctor and have him or her evaluate your waist circumference, and other risk factors. Ask your doctor if you are at an increased risk for disease and if you should lose weight. Remember, even a small weight loss can help to lower your risk of developing certain diseases.

Therefore losing weight and having a healthy lifestyle will save you money on your life insurance.
Weight Loss Plan